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\u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u0985\u0982\u09b6 \u099c\u09c1\u09a1\u09bc\u09c7 \u0987\u09b8\u09b2\u09be\u09ae\u09bf\u0995 \u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be \u0995\u09b0\u09be\u09b0 \u09b2\u0995\u09cd\u09b7\u09cd\u09af \u09b0\u09be\u0996\u09c7\u0964\u00a0<\/span>TIP-<span lang=\"BN\">\u098f\u09b0 \u0987\u09a4\u09bf\u09b9\u09be\u09b8 \u0985\u09b8\u09cd\u09aa\u09b7\u09cd\u099f<\/span>,\u00a0<span lang=\"BN\">\u09af\u09be\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09a8\u09be\u09ae \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8<\/span>,\u00a0<span lang=\"BN\">\u099c\u09bf\u09b9\u09be\u09a6\u09c0 \u09b8\u0982\u0997\u09a0\u09a8\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09af\u09c1\u0995\u09cd\u09a4 \u09a5\u09be\u0995\u09be\u09b0 \u0985\u09ad\u09bf\u09af\u09cb\u0997 \u098f\u09ac\u0982 \u099a\u09c0\u09a8\u09c7\u09b0 \u09b2\u0995\u09cd\u09b7\u09cd\u09af\u0997\u09c1\u09b2\u09bf\u09b0 \u0989\u09aa\u09b0 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\u09af\u09c1\u0995\u09cd\u09a4 \u09b9\u09af\u09bc\u09c7\u099b\u09bf\u09b2\u0964 \u09a4\u09ac\u09c7 \u09ac\u09c7\u09b6\u09bf\u09b0\u09ad\u09be\u0997\u0987\u00a0<\/span>TIP-<span lang=\"BN\">\u098f\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4\u0964 \u09af\u0996\u09a8 \u09b9\u09be\u09af\u09bc\u09be\u09a4 \u09a4\u09be\u09b9\u09b0\u09bf\u09b0 \u0986\u09b2-\u09b6\u09be\u09ae (<\/span>HTS),\u00a0<span lang=\"BN\">\u09b8\u09bf\u09b0\u09bf\u09af\u09bc\u09be\u09b0 \u09aa\u09cd\u09b0\u09a7\u09be\u09a8 \u09ac\u09bf\u09a6\u09cd\u09b0\u09cb\u09b9\u09c0 \u09a6\u09b2<\/span>,\u00a0<span lang=\"BN\">\u09e8\u09ef \u09a8\u09ad\u09c7\u09ae\u09cd\u09ac\u09b0 \u0985\u09cd\u09af\u09be\u09b2\u09c7\u09aa\u09cd\u09aa\u09cb\u09a4\u09c7 \u09b9\u09a0\u09be\u09ce \u0986\u0995\u09cd\u09b0\u09ae\u09a3 \u099a\u09be\u09b2\u09be\u09af\u09bc<\/span>,\u00a0<span lang=\"BN\">\u09a4\u0996\u09a8 \u09a4\u09be\u09b0\u09be\u00a0<\/span>TIP-<span lang=\"BN\">\u09af\u09cb\u09a6\u09cd\u09a7\u09be\u09a6\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b6\u09b9\u09b0\u09c7 \u09aa\u09cd\u09b0\u09ac\u09c7\u09b6 \u0995\u09b0\u09c7\u0964 \u098f\u0995 \u09b8\u09aa\u09cd\u09a4\u09be\u09b9 \u09aa\u09b0\u09c7<\/span>,\u00a0<span lang=\"BN\">\u0986\u09b8\u09be\u09a6\u09c7\u09b0 \u09aa\u09a4\u09a8\u09c7\u09b0 \u09aa\u09a5\u09c7<\/span>, TIP-<span lang=\"BN\">\u098f\u09b0 \u09a8\u09c7\u09a4\u09be \u0986\u09ac\u09a6\u09c1\u09b2 \u09b9\u0995 \u0986\u09b2-\u09a4\u09c1\u09b0\u0995\u09bf\u09b8\u09cd\u09a4\u09be\u09a8\u09c0 \u098f\u0995\u099f\u09bf \u09ac\u09bf\u09ac\u09c3\u09a4\u09bf \u09ae\u09c1\u0995\u09cd\u09a4\u09bf \u09a6\u09c7\u09a8\u0964 &#8220;\u099a\u09c0\u09a8\u09be \u0985\u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8\u09c0\u09b0\u09be \u09b6\u09c0\u0998\u09cd\u09b0\u0987 [\u09b8\u09bf\u09b0\u09bf\u09af\u09bc\u09be\u09af\u09bc] \u0985\u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8\u09c0\u09a6\u09c7\u09b0 \u09ae\u09a4\u09cb\u0987 \u0995\u09b7\u09cd\u099f \u09ad\u09cb\u0997 \u0995\u09b0\u09ac\u09c7<\/span>,\u00a0<span lang=\"BN\">\u09af\u09a6\u09bf \u0988\u09b6\u09cd\u09ac\u09b0 \u0987\u099a\u09cd\u099b\u09be \u0995\u09b0\u09c7\u09a8<\/span>,&#8221;\u00a0<span lang=\"BN\">\u098f\u09a4\u09c7 \u09b2\u09c7\u0996\u09be \u099b\u09bf\u09b2\u0964<\/span><\/p>\n<p><span lang=\"BN\">\u099a\u09c0\u09a8\u09be \u09b8\u09b0\u0995\u09be\u09b0 \u09a6\u09c0\u09b0\u09cd\u0998\u0995\u09be\u09b2 \u09a7\u09b0\u09c7 \u09b8\u09bf\u09b0\u09bf\u09af\u09bc\u09be\u09af\u09bc\u00a0<\/span>TIP-<span lang=\"BN\">\u098f\u09b0 \u0989\u09aa\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u09a8\u09bf\u09af\u09bc\u09c7 \u0989\u09a6\u09cd\u09ac\u09bf\u0997\u09cd\u09a8\u09a4\u09be \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u0995\u09b0\u09c7\u099b\u09c7\u0964 \u09e8\u09e6\u09e7\u09ec \u09b8\u09be\u09b2\u09c7 \u098f\u099f\u09bf \u0986\u09b8\u09be\u09a6\u09c0 \u09b8\u09b0\u0995\u09be\u09b0\u0995\u09c7 \u09ae\u09be\u09b8\u09bf\u0995 \u0986\u09b2\u09cb\u099a\u09a8\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09b9\u09cd\u09ac\u09be\u09a8 \u0995\u09b0\u09c7 \u09af\u09be\u09a4\u09c7 \u09a6\u09b2\u099f\u09bf\u09b0 \u099a\u09b2\u09be\u099a\u09b2\u09c7\u09b0 \u09ac\u09bf\u09b7\u09af\u09bc\u09c7 \u09a4\u09a5\u09cd\u09af \u09b6\u09c7\u09af\u09bc\u09be\u09b0 \u0995\u09b0\u09be \u09af\u09be\u09af\u09bc<\/span>,\u00a0<span lang=\"BN\">\u098f\u09aa\u09bf \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f \u0995\u09b0\u09c7\u099b\u09c7\u0964 \u09e9\u09e7 \u09a1\u09bf\u09b8\u09c7\u09ae\u09cd\u09ac\u09b0 \u098f\u0995\u099f\u09bf \u099a\u09c0\u09a8\u09be \u09aa\u09b0\u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0 \u09ae\u09a8\u09cd\u09a4\u09cd\u09b0\u09a3\u09be\u09b2\u09af\u09bc\u09c7\u09b0 \u09aa\u09cd\u09b0\u09ac\u0995\u09cd\u09a4\u09be \u09b8\u09ae\u09b8\u09cd\u09a4 \u09a6\u09c7\u09b6\u0995\u09c7 &#8220;<\/span>TIP-<span lang=\"BN\">\u098f\u09b0 \u09b8\u09b9\u09bf\u0982\u09b8 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4\u09bf \u09b8\u09cd\u09ac\u09c0\u0995\u09be\u09b0 \u0995\u09b0\u09a4\u09c7&#8221; \u098f\u09ac\u0982 &#8220;\u09a4\u09be\u09b0 \u0989\u09aa\u09b0 \u0995\u09a0\u09cb\u09b0 \u09aa\u09a6\u0995\u09cd\u09b7\u09c7\u09aa \u09a8\u09bf\u09a4\u09c7&#8221; \u0986\u09b9\u09cd\u09ac\u09be\u09a8 \u099c\u09be\u09a8\u09be\u09af\u09bc\u0964<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-52176\" src=\"https:\/\/sarakhon.com\/wp-content\/uploads\/2025\/01\/55.jpg\" alt=\"\" width=\"1059\" height=\"706\" srcset=\"https:\/\/sarakhon.com\/wp-content\/uploads\/2025\/01\/55.jpg 600w, https:\/\/sarakhon.com\/wp-content\/uploads\/2025\/01\/55-300x200.jpg 300w\" sizes=\"(max-width: 1059px) 100vw, 1059px\" \/><\/p>\n<p><span lang=\"BN\">\u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09a6\u09c7\u09b6\u09b8\u09ae\u09c2\u09b9\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0987 \u09a6\u09b2 \u09a5\u09c7\u0995\u09c7 \u0996\u09c1\u09ac \u0995\u09ae \u0995\u09bf\u099b\u09c1\u0987 \u09ad\u09af\u09bc \u09aa\u09be\u0993\u09af\u09bc\u09be\u09b0 \u0995\u09be\u09b0\u09a3 \u09a5\u09be\u0995\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u0985\u09a8\u09c7\u0995 \u099c\u09bf\u09b9\u09be\u09a6\u09c0\u09a6\u09c7\u09b0 \u09ae\u09a4\u09cb<\/span>, TIP\u00a0<span lang=\"BN\">\u0986\u0997\u09c7\u0993 \u09b8\u09be\u09a6\u09be \u0985\u0995\u09cd\u09b7\u09b0\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4 \u09b6\u09be\u09b9\u09be\u09a6\u09be \u09b8\u09b9 \u098f\u0995\u099f\u09bf \u0995\u09be\u09b2\u09cb \u09aa\u09a4\u09be\u0995\u09be \u0998\u09cb\u09b0\u09be\u09a4\u09cb\u0964 \u098f\u0996\u09a8<\/span>,\u00a0<span lang=\"BN\">\u09a4\u09ac\u09c7<\/span>,\u00a0<span lang=\"BN\">\u098f\u099f\u09bf \u09aa\u09c2\u09b0\u09cd\u09ac \u09a4\u09c1\u09b0\u09cd\u0995\u09bf\u09b8\u09cd\u09a4\u09be\u09a8\u09c7\u09b0<\/span>,\u00a0<span lang=\"BN\">\u09b8\u09bf\u09a8\u099c\u09bf\u09af\u09bc\u09be\u0982\u09af\u09bc\u09c7\u09b0 \u0989\u0987\u0998\u09c1\u09b0 \u09a8\u09be\u09ae\u09c7\u09b0 \u09aa\u09a4\u09be\u0995\u09be\u09b0 \u098f\u0995\u099f\u09bf \u09b8\u0982\u09b8\u09cd\u0995\u09b0\u09a3 \u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09c7\u099b\u09c7\u0964 &#8220;<\/span>TIP-<span lang=\"BN\">\u098f\u09b0 \u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2 \u099c\u09bf\u09b9\u09be\u09a6\u09c7\u09b0 \u09ac\u09be \u09aa\u09b6\u09cd\u099a\u09bf\u09ae\u09c7\u09b0 \u09ac\u09bf\u09b0\u09c1\u09a6\u09cd\u09a7\u09c7 \u0995\u09cb\u09a8 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4 \u0986\u0997\u09cd\u09b0\u09b9 \u09a8\u09c7\u0987<\/span>,&#8221;\u00a0<span lang=\"BN\">\u09ac\u09b2\u09c7 \u099c\u09b0\u09cd\u099c \u0993\u09af\u09bc\u09be\u09b6\u09bf\u0982\u099f\u09a8 \u09ac\u09bf\u09b6\u09cd\u09ac\u09ac\u09bf\u09a6\u09cd\u09af\u09be\u09b2\u09af\u09bc\u09c7\u09b0 \u09b6\u09bf\u0993\u09a8 \u09b0\u09ac\u09bf\u09a8\u09cd\u09b8\u0964 &#8220;\u09a4\u09be\u09a6\u09c7\u09b0 \u09ab\u09cb\u0995\u09be\u09b8 \u09a4\u09be\u09a6\u09c7\u09b0 \u09ae\u09be\u09a4\u09c3\u09ad\u09c2\u09ae\u09bf\u09b0 \u09b8\u09cd\u09ac\u09be\u09a7\u09c0\u09a8\u09a4\u09be\u0964&#8221; \u09a6\u09b2\u099f\u09bf \u0995\u09ae \u0987\u09b8\u09b2\u09be\u09ae\u09bf\u0995 \u09b9\u0993\u09af\u09bc\u09be\u09af\u09bc<\/span>,\u00a0<span lang=\"BN\">\u098f\u099f\u09bf \u09b8\u09bf\u09a8\u099c\u09bf\u09af\u09bc\u09be\u0982\u09af\u09bc\u09c7 \u09b8\u09ae\u09b0\u09cd\u09a5\u09a8 \u09aa\u09c7\u09af\u09bc\u09c7\u099b\u09c7<\/span>,\u00a0<span lang=\"BN\">\u0989\u0987\u0998\u09c1\u09b0 \u0995\u09b0\u09cd\u09ae\u09c0\u09a6\u09c7\u09b0 \u09ae\u09a4\u09c7\u0964<\/span><\/p>\n<p><span lang=\"BN\">\u099a\u09c0\u09a8\u09c7\u09b0\u00a0<\/span>TIP\u00a0<span lang=\"BN\">\u09a5\u09c7\u0995\u09c7 \u0995\u09a4\u099f\u09be \u09ad\u09af\u09bc \u09aa\u09be\u0993\u09af\u09bc\u09be \u0989\u099a\u09bf\u09a4<\/span>?\u00a0<span lang=\"BN\">\u09a6\u09b2\u099f\u09bf \u09a6\u09c7\u09b6\u09c7 \u09ad\u09bf\u09a4\u09b0\u09c7 \u0986\u0995\u09cd\u09b0\u09ae\u09a3\u09c7\u09b0 \u09a6\u09be\u09ac\u09bf \u0995\u09b0\u09c7\u099b\u09c7 \u098f\u09ac\u0982 \u0986\u09a8\u09c1\u09b7\u09cd\u09a0\u09be\u09a8\u09bf\u0995\u09ad\u09be\u09ac\u09c7 \u0986\u09b0\u0993 \u0985\u09a8\u09c7\u0995\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09a6\u09be\u09af\u09bc\u09c0 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7<\/span>,\u00a0<span lang=\"BN\">\u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u098f\u09a6\u09c7\u09b0 \u0995\u09a4\u099f\u09be \u0986\u09b8\u09b2\u09c7\u0987 \u09a4\u09be\u09a6\u09c7\u09b0 \u0995\u09be\u099c \u09a4\u09be \u09b8\u09cd\u09aa\u09b7\u09cd\u099f \u09a8\u09af\u09bc\u0964 \u098f\u09ac\u0982 \u09af\u09a6\u09bf\u0993 \u09b8\u09ae\u09cd\u09aa\u09cd\u09b0\u09a4\u09bf \u09a4\u09be\u09a6\u09c7\u09b0 \u09a4\u09bf\u09a8\u099c\u09a8 \u09b8\u09a6\u09b8\u09cd\u09af \u09b8\u09bf\u09b0\u09bf\u09af\u09bc\u09be\u09a8 \u09b8\u09c7\u09a8\u09be\u09ac\u09be\u09b9\u09bf\u09a8\u09c0\u09b0 \u0989\u099a\u09cd\u099a \u09aa\u09a6\u09c7 \u0989\u09a8\u09cd\u09a8\u09c0\u09a4 \u09b9\u09af\u09bc\u09c7\u099b\u09bf\u09b2<\/span>, TIP\u00a0<span lang=\"BN\">\u09b8\u09ae\u09cd\u09ad\u09ac\u09a4 \u09b8\u09bf\u09b0\u09bf\u09af\u09bc\u09be\u0995\u09c7 \u09ac\u09bf\u09a6\u09c7\u09b6\u09c7 \u0995\u09be\u09b0\u09cd\u09af\u0995\u09cd\u09b0\u09ae\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u099f\u09bf \u09b8\u09cd\u099f\u09c7\u099c\u09bf\u0982 \u0997\u09cd\u09b0\u09be\u0989\u09a8\u09cd\u09a1 \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be\u09b0 \u0985\u09a8\u09c1\u09ae\u09a4\u09bf \u09aa\u09be\u09ac\u09c7 \u09a8\u09be\u0964 \u09a6\u09c7\u09b6\u09c7\u09b0 \u09a8\u09a4\u09c1\u09a8 \u09b8\u09b0\u0995\u09be\u09b0<\/span>,\u00a0<span lang=\"BN\">\u09af\u09be \u09a8\u0997\u09a6 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09b9\u09a4\u09be\u09b6<\/span>,\u00a0<span lang=\"BN\">\u099a\u09c0\u09a8\u09c7\u09b0 \u0996\u09c1\u09b6\u09bf \u0995\u09b0\u09a4\u09c7 \u099a\u09be\u09ac\u09c7\u0964\u00a0<\/span>TIP\u00a0<span lang=\"BN\">\u09aa\u09cd\u09b0\u09a4\u09cd\u09af\u09be\u09b6\u09be \u0995\u09b0\u09be \u09b9\u099a\u09cd\u099b\u09c7 \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u0985\u09b8\u09cd\u09a4\u09cd\u09b0\u09aa\u09a4\u09a8 \u09aa\u09cd\u09b0\u09cb\u0997\u09cd\u09b0\u09be\u09ae\u09c7\u09b0 \u0985\u09a7\u09c0\u09a8 \u09b9\u09ac\u09c7\u0964\u00a0<\/span>HTS-<span lang=\"BN\">\u098f\u09b0 \u09a8\u09c7\u09a4\u09be \u0986\u09b9\u09ae\u09a6 \u0986\u09b2 \u09b6\u09be\u09b0\u09be \u0989\u0987\u0998\u09c1\u09b0\u09a6\u09c7\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf \u09a4\u09be\u09b0 \u0985\u09ac\u09b8\u09cd\u09a5\u09be\u09a8 \u09b8\u09cd\u09aa\u09b7\u09cd\u099f \u0995\u09b0\u09c7\u099b\u09c7\u09a8: &#8220;\u0986\u09ae\u09bf \u09a4\u09be\u09a6\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09b9\u09be\u09a8\u09c1\u09ad\u09c2\u09a4\u09bf\u09b6\u09c0\u09b2<\/span>,\u00a0<span lang=\"BN\">\u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u099a\u09c0\u09a8\u09c7\u09b0 \u09ac\u09bf\u09b0\u09c1\u09a6\u09cd\u09a7\u09c7 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